This type of loan uses only the home as collateral. The home may be located in a park, on your land or on third party land.
Home and Land
This type of loan allows you to finance your land and the home in a single payment. The land can be land you propose to purchase or land you already have.
Land-In-Lieu
This type of loan allows you to use equity you may have in your land instead of using cash for a down payment.
• We are staffed and ready to help you with your financing needs. We work with financial institutions from local brokers and banks to national lenders to get you the best financing available for your home.
• Modular Homes qualify for traditional home loans with the same interest rates, appraisals, and insurance rates as site built homes. Financing is available for up to 30 years. Land and home financing will allow for improvements such as driveways, septic tanks and others. Zero down is available to qualified land owners.
• We also offer Rural Development Financing as well as FHA loans to meet your specific needs. Zero down is available to qualified homebuyers or pay as low as 3% down with land home packages.